Privacy Policy

Last updated: October 15, 2026

Sensible Money Guide (“we,” “us,” or “our”) operates sensiblemoneyguide.com (the “Site”). This Privacy Policy explains what information we collect when you visit the Site, how we use it, and the choices you have. By using the Site, you agree to the practices described here.

Information We Collect

Information you give us

• Contact form: When you send us a message, we collect your name, email address, and anything you include in your message.
• Comments: When you leave a comment, we collect the name and email address you enter, the comment itself, your IP address, and your browser’s user agent string to help detect spam. Your email address is never shown publicly.
• Email newsletter: If you subscribe to updates, we collect your email address and any other details you choose to provide. Our mailing list is managed by Mailchimp, which stores your information on our behalf under its own privacy statement.

Information collected automatically

• Analytics: We use Google Analytics to understand how visitors use the Site, such as which pages are viewed, how long visits last, the general location (city or region level), device and browser type, and how you arrived at the Site. Google Analytics uses cookies and similar technologies to collect this information.
• Server logs: Like most websites, our hosting provider automatically records basic technical information such as your IP address, browser type, referring page, and the date and time of your visit.
• Cookies: Small files stored on your device that help the Site work and help us measure traffic. See “Cookies” below.

We do not knowingly collect sensitive financial information such as bank account numbers, credit card numbers, or Social Security numbers. Please do not send this kind of information through our contact form or comments.

How We Use Your Information

• To operate, maintain, and improve the Site and its content
• To respond to your messages and questions
• To display and moderate comments
• To send newsletters or updates you have signed up for (you can unsubscribe at any time)
• To understand which articles are most helpful to readers
• To detect and prevent spam, abuse, and security problems
• To comply with legal obligations

Cookies

We and our partners use cookies for the following purposes:

• Essential cookies that allow the Site to function, such as remembering your details when you leave a comment.
• Analytics cookies from Google Analytics that help us measure traffic and usage.
• Affiliate cookies set by our affiliate partners when you click certain links, so they can credit us if you sign up for or purchase a product.
• Advertising cookies (if we display ads in the future) that may be used to show ads based on your interests.

You can block or delete cookies through your browser settings. Blocking cookies may affect how parts of the Site work. To opt out of Google Analytics specifically, you can install the Google Analytics Opt-out Browser Add-on. You can learn more about how Google uses data at How Google uses information from sites that use its services.

Affiliate Links

Some links on the Site are affiliate links. If you click one and then sign up for or buy a product, we may earn a commission at no extra cost to you. When you click an affiliate link, you leave our Site, and the partner’s own privacy policy applies to any information you give them. Affiliate relationships never change what we recommend; see our Terms of Service for our full affiliate disclosure.

How We Share Information

We do not sell your personal information. We share information only in these situations:

• Service providers who help us run the Site, such as our web host, analytics provider (Google), email newsletter provider, and spam-filtering services. They may use the information only to provide services to us.
• Legal reasons, when required by law, subpoena, or other legal process, or to protect the rights, property, or safety of Sensible Money Guide, our readers, or others.
• Business transfers, if the Site is sold or transferred, in which case your information may be transferred to the new owner under this policy.

Comment names and comment text are public. Comments may also be checked by an automated spam-detection service.

How Long We Keep Information

We keep contact form messages only as long as needed to respond and for reasonable record-keeping. Published comments and their metadata are kept indefinitely unless you ask us to remove them. Analytics data is retained according to our Google Analytics settings. Newsletter information is kept until you unsubscribe.

Your Choices and Rights

You can:

• Ask what personal information we hold about you
• Ask us to correct or delete your personal information
• Unsubscribe from emails using the link in any message
• Control cookies through your browser settings

Depending on where you live (for example, California and other U.S. states with privacy laws, or the European Economic Area and the United Kingdom), you may have additional rights, such as the right to access a copy of your data, to object to certain processing, or to opt out of the “sale” or “sharing” of personal information. We do not sell personal information. To make a request, email us at the address below. We will respond within the time required by applicable law and will not discriminate against you for exercising your rights.

Children’s Privacy

The Site is intended for adults and is not directed to children under 13. We do not knowingly collect personal information from children under 13. If you believe a child has given us personal information, please contact us and we will delete it.

Links to Other Websites

The Site links to other websites, including banks, financial companies, and affiliate partners. We are not responsible for the privacy practices of those sites. Please review their privacy policies before sharing information with them.

Security

We take reasonable steps to protect the information we collect. However, no website or method of transmission over the internet is completely secure, and we cannot guarantee absolute security.

Changes to This Policy

We may update this Privacy Policy from time to time. When we do, we will change the “Last updated” date at the top of this page. Your continued use of the Site after changes are posted means you accept the updated policy.

Contact Us

If you have questions about this Privacy Policy or want to make a privacy request, contact us at:

Sensible Money Guide
Email: championbiz@gmail.com