Terms of Service
Last updated: October 15, 2026
Welcome to Sensible Money Guide. These Terms of Service (“Terms”) govern your use of sensiblemoneyguide.com (the “Site”) (“we,” “us,” or “our”). By accessing or using the Site, you agree to these Terms. If you do not agree, please do not use the Site.
Educational Content Only — Not Financial Advice
Everything on the Site, including articles, guides, calculators, examples, and comments, is provided for general informational and educational purposes only. It is not financial, investment, tax, legal, or accounting advice, and it is not a recommendation to buy, sell, or hold any security, product, or service.
We are not licensed financial advisors, brokers, tax professionals, or attorneys. Your financial situation is unique, and the information on the Site may not be appropriate for you. Before making any financial decision, consider consulting a qualified professional who can review your specific circumstances.
Investing involves risk, including the possible loss of principal. Past performance does not guarantee future results. Any examples, projections, or hypothetical figures are for illustration only.
Using the Site does not create an advisor-client or any other professional relationship between you and us.
Accuracy of Information
We work hard to keep our content accurate and up to date, but financial products, interest rates, fees, laws, and terms change frequently. We make no guarantee that information on the Site is complete, current, or error-free. Always confirm details, including rates, fees, and terms, directly with the provider before applying for or purchasing any product.
Affiliate Disclosure
Sensible Money Guide is reader-supported. Some links on the Site are affiliate links, which means we may earn a commission if you click a link and sign up for or purchase a product, at no additional cost to you. We may also receive compensation from advertisers.
This compensation may influence which products we write about and where they appear on the page, but it does not change our opinions or recommendations. We do not review or include every company or product available in the marketplace. We are not responsible for the products, services, or terms offered by third parties, and any transaction you enter into with them is solely between you and that company.
Use of the Site
You may use the Site for your own personal, non-commercial purposes. You agree not to:
- Copy, republish, sell, or redistribute our content without written permission, other than sharing links or brief quotes with attribution
- Use bots, scrapers, or other automated tools to collect content from the Site in bulk
- Interfere with the Site’s operation or security, or attempt to gain unauthorized access to any part of it
- Use the Site for any unlawful purpose or in violation of these Terms
Intellectual Property
All content on the Site, including text, graphics, images, logos, and design, is owned by or licensed to us and is protected by copyright and other intellectual property laws. “Sensible Money Guide” and our logo are our trademarks. Nothing in these Terms gives you any right to use them without our written permission.
Comments and User Submissions
If you post comments or send us content, you are responsible for what you submit. You agree not to post anything that is unlawful, defamatory, harassing, hateful, spam, promotional, or that infringes someone else’s rights. Please do not post personal financial details such as account numbers.
By submitting content, you grant us a non-exclusive, royalty-free, perpetual license to display, edit, and publish it on the Site. We may moderate, edit, or remove any submission at our discretion. Comments reflect the views of their authors, not Sensible Money Guide, and should not be relied on as advice.
Third-Party Links
The Site contains links to websites and services we do not own or control. We are not responsible for their content, products, privacy practices, or availability. Visiting them is at your own risk and subject to their terms.
Disclaimer of Warranties
The Site and all content are provided “as is” and “as available,” without warranties of any kind, express or implied, including warranties of accuracy, merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Site will be uninterrupted, secure, or free of errors or viruses.
Limitation of Liability
To the fullest extent permitted by law, we will not be liable for any direct, indirect, incidental, consequential, special, or punitive damages, including financial losses, lost profits, or lost data, arising from your use of, or reliance on, the Site or any content on it, even if we have been advised of the possibility of such damages. You are solely responsible for your financial decisions.
Indemnification
You agree to indemnify and hold us harmless from any claims, losses, liabilities, and expenses (including reasonable attorneys’ fees) arising from your use of the Site, your submissions, or your violation of these Terms.
Privacy
Your use of the Site is also governed by our Privacy Policy, which explains how we collect and use information.
Governing Law
These Terms are governed by the laws of the State of Florida, without regard to its conflict-of-law rules. Any dispute arising from these Terms or your use of the Site will be resolved in the state or federal courts located in Florida, and you consent to their jurisdiction.
Changes to These Terms
We may update these Terms at any time. When we do, we will change the “Last updated” date above. Your continued use of the Site after changes are posted means you accept the revised Terms.
Severability
If any part of these Terms is found unenforceable, the rest will remain in full effect.
Contact Us
Questions about these Terms? Contact us at:
Sensible Money Guide
Email: championbiz@gmail.com
