Meet The Team

Illustration of a laptop with a bar chart, a stack of source documents, a magnifying glass, a checklist, and a red piggy bank

Sensible Money Guide is a small, independent site with one job: explain money in plain English so you can make your own good decisions.

We’re a small, independent team, and every guide on this site is published under the name of the person responsible for it: our founder and editor, Daniel Brienza. Here’s who he is and exactly how our guides get made, so you can judge them for yourself.

Meet the editor

Daniel Brienza

Founder and editor · B.S. in Business Administration, University of South Florida

Daniel founded Sensible Money Guide to give everyday Americans clear, honest money help without the sales pitch. He is the author of record for every guide on the site and is responsible for what we publish. Before a guide goes live, he checks its rules, limits, and numbers against primary sources such as the IRS, the Consumer Financial Protection Bureau, and the FDIC. Daniel is not a licensed financial advisor, tax preparer, or attorney, and our guides are for general education.

Who we are (and who we’re not)

We are an independent publication. No bank, card company, or investment firm owns us or tells us what to write.
We are a small team that cares about getting the details right and saying them simply.
We are not licensed financial advisors, tax preparers, or lawyers. Our guides teach the basics. They are not personal advice for your situation.

How every guide gets made

Start with a real question. We pick topics that everyday people ask about, like how to build a budget, how credit scores work, or how to pay off a credit card faster.
Go to the source. Each guide draws on at least ten trusted sources. That means government agencies like the Consumer Financial Protection Bureau, the IRS, the FDIC, and Investor.gov, plus major banks, investment firms, and respected financial publications.
Write it like a person would say it. We aim for about an 8th-grade reading level, with real dollar examples and clear steps you can take today. We use AI writing tools to help with research, first drafts, and charts, and we tell you that up front. A person reviews every guide, and every number is checked against its original source before it goes live.
Check the facts. Before a guide goes live, numbers, limits, and rules are checked against the original source, and we link to those sources so you can check them yourself.
Keep it current. Money rules change. When contribution limits, tax brackets, or rates change, we update the guide and show the date it was last updated.

What we won’t do

Tell you which stocks to buy or guess where the market is headed.
Let a commission decide what we recommend.
Promise fast riches, guaranteed returns, or credit “tricks.”
Post yearly limits or rates from memory without checking the official source.

How we stay free

Sensible Money Guide is free to read. Some articles may include affiliate links, which means we may earn a commission if you sign up for a product through our link, at no extra cost to you. When an article has affiliate links, we say so near those links. You can read more on our About page and in our Terms of Service.

Spot a mistake? Tell us.

We work hard to get things right, but mistakes happen and rules change. If you see something that’s wrong or out of date, please contact us. We read every message and correct confirmed errors.

Our corrections policy

When we find a factual error, or a reader reports one and we confirm it, we fix the article promptly. If the correction changes a number, a rule, or a recommendation, we add a short dated note at the end of the article explaining what changed. We don’t change an article’s “updated” date unless we’ve made a meaningful change to its content.

Affiliate disclosure

Sensible Money Guide may earn compensation when readers use certain links on our website. This does not increase your cost. Compensation does not determine our editorial conclusions, and we don’t claim to have personally used a product unless we say so. When an article contains affiliate links, we disclose that near the links.

Our articles are for general education only and are not personal financial, tax, investment, or legal advice. Think about your own situation, and talk with a qualified professional before making big money decisions.